Driving Without Insurance Case Studies
In 2017 I represented Mr M who believed honestly that he had purchased a genuine insurance policy enabling him to drive, but he had in fact been defrauded. He had purchased the policy online thinking the broker was genuine. He was sent a forged insurance certificate. He was stopped by police and charged with driving without insurance. The false policy was invalid, but the court accepted evidence that he had been defrauded and he was given an absolute discharge. Working with him we were able to retrieve emails and other records showing that he had paid a premium.
In 2017 I represented Mr R. His mother had assured him he was insured to drive the car because she had put his name on the policy as an additional driver. Unbeknown to him she had made a mistake, but he relied on the information. He was stopped for driving without insurance. Both he and his mother gave evidence to the court which accepted he had acted honestly and was entitled to rely on information given by his mother. He was given an absolute discharge.
In 2018 I represented Miss W who was stopped for driving without insurance. The vehicle she was driving had been provided by her employers and it was their responsibility to ensure it. They had apparently failed to do so and the court accepted evidence that it was not her fault and she was given an absolute discharge.